American National University-Louisville — ROI, Cost & Payback
American National University-Louisville charges a net price of $17,010/yr after aid — a 2-year total of $34,020. Median earnings ten years after entry are $28,188, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, American National University-Louisville does not clear its cost — it ranks #48 of 51 Kentucky colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $17,010/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $34,020 | our math |
| Median earnings, 10 yrs after entry | $28,188 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$20,172/yr | our math |
| Median debt (completers) | $23,618 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$437,460 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on American National University-Louisville's own numbers. Net price $17,010 × 2 years = $34,020 total. Median earnings $28,188 fall $20,172 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $34,020 bill in about 3.4 years — the gap, not the price, is what blocks payback. Full method.
How much debt do American National University-Louisville students graduate with?
A median $23,618 in federal loans among completers, or 84% of the $28,188 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of American National University-Louisville students graduate?
50% finish their degree — 50% leave carrying the cost without the credential. Spread the $34,020 bill across that completion rate and the cohort pays $68,040 per graduate produced — our math, and the figure a payback number never shows.
Is American National University-Louisville expensive compared with other Kentucky colleges?
Its $17,010 net price runs $2,903 above the $14,107 median across the 51 Kentucky colleges we profile, or $5,806 more across the full degree.