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Ashland Community and Technical College vs American National University-Louisville: which has better ROI?

Public, Ashland KY · vs · Private for-profit, Louisville KY

The verdict

Neither clears its cost on institution-wide earnings, but Ashland Community and Technical College comes closer — median earnings $34,504 against a $22,868 total, vs $28,188 at American National University-Louisville. (Scorecard, 2026 · our math.)

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Head to head
MeasureAshland Community and Technical CollegeAmerican National University-Louisville
Net price / yr$5,717$17,010
Total net cost$22,868$34,020
Median earnings, 10 yrs$34,504$28,188
Median debt$10,950$23,618
Payback
20-year net return-$299,988-$437,460

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Ashland Community and Technical College or American National University-Louisville?

Ashland Community and Technical College, at $5,717 a year after aid versus $17,010 — a gap of $11,293 a year, or $11,152 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Ashland Community and Technical College or American National University-Louisville graduates earn more?

Ashland Community and Technical College graduates report a median $34,504 ten years after entry, $6,316 more than the $28,188 at American National University-Louisville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Ashland Community and Technical College or American National University-Louisville?

Ashland Community and Technical College: its completers carry a median $10,950 in federal loans versus $23,618 at American National University-Louisville, a difference of $12,668. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

51% of students finish at Ashland Community and Technical College, against 50% at American National University-Louisville. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Ashland Community and Technical College vs American National University-Louisville: frequently asked questions

Is Ashland Community and Technical College or American National University-Louisville a better value?
Ashland Community and Technical College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Ashland Community and Technical College or American National University-Louisville?
Ashland Community and Technical College: $5,717/yr net price after aid versus $17,010/yr at American National University-Louisville — a difference of $11,293 a year, or about $11,152 over four years.
Do Ashland Community and Technical College or American National University-Louisville graduates earn more?
Ashland Community and Technical College graduates earn a median $34,504 ten years after entry, versus $28,188 at American National University-Louisville — a $6,316 gap. This blends every major, so a specific field can flip it.