Anoka-Ramsey Community College — ROI, Cost & Payback
Anoka-Ramsey Community College charges a net price of $16,434/yr after aid — a 2-year total of $32,868. Median earnings ten years after entry are $48,342, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Anoka-Ramsey Community College does not clear its cost — it ranks #37 of 68 Minnesota colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $16,434/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $32,868 | our math |
| Median earnings, 10 yrs after entry | $48,342 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$18/yr | our math |
| Median debt (completers) | $13,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$33,228 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Anoka-Ramsey Community College's own numbers. Net price $16,434 × 2 years = $32,868 total. Median earnings $48,342 fall $18 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $32,868 bill in about 3.3 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Anoka-Ramsey Community College students graduate with?
A median $13,500 in federal loans among completers, or 28% of the $48,342 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Anoka-Ramsey Community College students graduate?
30% finish their degree — 70% leave carrying the cost without the credential. Spread the $32,868 bill across that completion rate and the cohort pays $109,560 per graduate produced — our math, and the figure a payback number never shows.
Is Anoka-Ramsey Community College expensive compared with other Minnesota colleges?
Its $16,434 net price runs $387 below the $16,821 median across the 68 Minnesota colleges we profile, and $773 less across the full degree.