Anoka-Ramsey Community College vs Central Lakes College-Brainerd: which has better ROI?
Neither clears its cost on institution-wide earnings, but Anoka-Ramsey Community College comes closer — median earnings $48,342 against a $32,868 total, vs $42,162 at Central Lakes College-Brainerd. (Scorecard, 2026 · our math.)
| Measure | Anoka-Ramsey Community College | Central Lakes College-Brainerd |
|---|---|---|
| Net price / yr | $16,434 | $13,869 |
| Total net cost | $32,868 | $27,738 |
| Median earnings, 10 yrs | $48,342 | $42,162 |
| Median debt | $13,500 | $11,000 |
| Payback | — | — |
| 20-year net return | -$33,228 | -$151,698 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Anoka-Ramsey Community College or Central Lakes College-Brainerd?
Central Lakes College-Brainerd, at $13,869 a year after aid versus $16,434 — a gap of $2,565 a year, or $5,130 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Anoka-Ramsey Community College or Central Lakes College-Brainerd graduates earn more?
Anoka-Ramsey Community College graduates report a median $48,342 ten years after entry, $6,180 more than the $42,162 at Central Lakes College-Brainerd. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Anoka-Ramsey Community College or Central Lakes College-Brainerd?
Central Lakes College-Brainerd: its completers carry a median $11,000 in federal loans versus $13,500 at Anoka-Ramsey Community College, a difference of $2,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
53% of students finish at Central Lakes College-Brainerd, against 30% at Anoka-Ramsey Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.