Central Yeshiva Tomchei Tmimim Lubavitz — ROI, Cost & Payback
Central Yeshiva Tomchei Tmimim Lubavitz charges a net price of $21,437/yr after aid — a 4-year total of $85,748. Median earnings ten years after entry are $35,023, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Central Yeshiva Tomchei Tmimim Lubavitz does not clear its cost — it ranks #183 of 203 New York colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $21,437/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $85,748 | our math |
| Median earnings, 10 yrs after entry | $35,023 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$13,337/yr | our math |
| Median debt (completers) | — | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$352,488 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Central Yeshiva Tomchei Tmimim Lubavitz's own numbers. Net price $21,437 × 4 years = $85,748 total. Median earnings $35,023 fall $13,337 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $85,748 bill in about 8.6 years — the gap, not the price, is what blocks payback. Full method.
What share of Central Yeshiva Tomchei Tmimim Lubavitz students graduate?
5% finish their degree — 95% leave carrying the cost without the credential. Spread the $85,748 bill across that completion rate and the cohort pays $1,714,960 per graduate produced — our math, and the figure a payback number never shows.
Is Central Yeshiva Tomchei Tmimim Lubavitz expensive compared with other New York colleges?
Its $21,437 net price runs $2,524 above the $18,913 median across the 203 New York colleges we profile, or $10,096 more across the full degree.