Central Yeshiva Tomchei Tmimim Lubavitz vs Associated Beth Rivkah Schools: which has better ROI?
Neither clears its cost on institution-wide earnings, but Central Yeshiva Tomchei Tmimim Lubavitz comes closer — median earnings $35,023 against a $85,748 total, vs $17,686 at Associated Beth Rivkah Schools. (Scorecard, 2026 · our math.)
| Measure | Central Yeshiva Tomchei Tmimim Lubavitz | Associated Beth Rivkah Schools |
|---|---|---|
| Net price / yr | $21,437 | $22,709 |
| Total net cost | $85,748 | $90,836 |
| Median earnings, 10 yrs | $35,023 | $17,686 |
| Median debt | — | — |
| Payback | — | — |
| 20-year net return | -$352,488 | -$704,316 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Central Yeshiva Tomchei Tmimim Lubavitz or Associated Beth Rivkah Schools?
Central Yeshiva Tomchei Tmimim Lubavitz, at $21,437 a year after aid versus $22,709 — a gap of $1,272 a year, or $5,088 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Central Yeshiva Tomchei Tmimim Lubavitz or Associated Beth Rivkah Schools graduates earn more?
Central Yeshiva Tomchei Tmimim Lubavitz graduates report a median $35,023 ten years after entry, $17,337 more than the $17,686 at Associated Beth Rivkah Schools. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which graduates more of its students?
77% of students finish at Associated Beth Rivkah Schools, against 5% at Central Yeshiva Tomchei Tmimim Lubavitz. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.