Concordia College at Moorhead — ROI, Cost & Payback
Concordia College at Moorhead charges a net price of $24,902/yr after aid — a 4-year total of $99,608. Graduates earn a median $59,317 ten years after entry, $10,957/yr above the $48,360 high-school baseline, clearing the total in 9.1 years — a 20-year net return of $119,532, a solid payback. (Scorecard, 2026 · our math.)
Concordia College at Moorhead's 9.1-year payback ranks #742 of 1,280 US colleges we track — better ROI than 42% of them, and #26 of 68 in Minnesota.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $24,902/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $99,608 | our math |
| Median earnings, 10 yrs after entry | $59,317 | Scorecard, 2026 |
| Earnings premium over HS baseline | $10,957/yr | our math |
| Median debt (completers) | $26,847 | Scorecard, 2026 |
| Payback | 9.1 yrs | our math |
| 20-year net return | $119,532 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Concordia College at Moorhead's own numbers. Net price $24,902 × 4 years = $99,608 total. Median earnings $59,317 − the $48,360 high-school baseline = $10,957 a year of premium. $99,608 ÷ $10,957 = 9.1 years to break even; twenty years of that premium minus the cost leaves $119,532. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Concordia College at Moorhead students graduate with?
A median $26,847 in federal loans among completers, or 45% of the $59,317 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Concordia College at Moorhead students graduate?
61% finish their degree — 39% leave carrying the cost without the credential. Spread the $99,608 bill across that completion rate and the cohort pays $163,292 per graduate produced — our math, and the figure a payback number never shows.
Is Concordia College at Moorhead expensive compared with other Minnesota colleges?
Its $24,902 net price runs $8,082 above the $16,821 median across the 68 Minnesota colleges we profile, or $32,326 more across the full degree.