Bethel University vs Concordia College at Moorhead: which has better ROI?
Bethel University has the better ROI: it clears its 4-year net cost of $114,224 in 7.4 years versus 9.1 years at Concordia College at Moorhead, on median earnings of $63,764 vs $59,317 ten years out. (Scorecard, 2026 · our math.)
| Measure | Bethel University | Concordia College at Moorhead |
|---|---|---|
| Net price / yr | $28,556 | $24,902 |
| Total net cost | $114,224 | $99,608 |
| Median earnings, 10 yrs | $63,764 | $59,317 |
| Median debt | $21,500 | $26,847 |
| Payback | 7.4 yrs | 9.1 yrs |
| 20-year net return | $193,856 | $119,532 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Bethel University or Concordia College at Moorhead?
Concordia College at Moorhead, at $24,902 a year after aid versus $28,556 — a gap of $3,654 a year, or $14,616 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Bethel University or Concordia College at Moorhead graduates earn more?
Bethel University graduates report a median $63,764 ten years after entry, $4,447 more than the $59,317 at Concordia College at Moorhead. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Bethel University or Concordia College at Moorhead?
Bethel University: its completers carry a median $21,500 in federal loans versus $26,847 at Concordia College at Moorhead, a difference of $5,347. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
71% of students finish at Bethel University, against 61% at Concordia College at Moorhead. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.