Concordia University Ann Arbor — ROI, Cost & Payback
Concordia University Ann Arbor charges a net price of $32,811/yr after aid — a 4-year total of $131,244. Graduates earn a median $56,075 ten years after entry, $7,715/yr above the $48,360 high-school baseline, clearing the total in 17 years — a 20-year net return of $23,056, a slow but positive payback. (Scorecard, 2026 · our math.)
Concordia University Ann Arbor's 17-year payback ranks #1,009 of 1,280 US colleges we track — better ROI than 21% of them, and #29 of 85 in Michigan.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $32,811/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $131,244 | our math |
| Median earnings, 10 yrs after entry | $56,075 | Scorecard, 2026 |
| Earnings premium over HS baseline | $7,715/yr | our math |
| Median debt (completers) | $25,750 | Scorecard, 2026 |
| Payback | 17 yrs | our math |
| 20-year net return | $23,056 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Concordia University Ann Arbor's own numbers. Net price $32,811 × 4 years = $131,244 total. Median earnings $56,075 − the $48,360 high-school baseline = $7,715 a year of premium. $131,244 ÷ $7,715 = 17 years to break even; twenty years of that premium minus the cost leaves $23,056. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Concordia University Ann Arbor students graduate with?
A median $25,750 in federal loans among completers, or 46% of the $56,075 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Concordia University Ann Arbor students graduate?
48% finish their degree — 52% leave carrying the cost without the credential. Spread the $131,244 bill across that completion rate and the cohort pays $273,425 per graduate produced — our math, and the figure a payback number never shows.
Is Concordia University Ann Arbor expensive compared with other Michigan colleges?
Its $32,811 net price runs $18,510 above the $14,301 median across the 85 Michigan colleges we profile, or $74,040 more across the full degree.