Cleary University vs Concordia University Ann Arbor: which has better ROI?
Cleary University has the better ROI: it clears its 4-year net cost of $88,572 in 15.2 years versus 17 years at Concordia University Ann Arbor, on median earnings of $54,186 vs $56,075 ten years out. (Scorecard, 2026 · our math.)
| Measure | Cleary University | Concordia University Ann Arbor |
|---|---|---|
| Net price / yr | $22,143 | $32,811 |
| Total net cost | $88,572 | $131,244 |
| Median earnings, 10 yrs | $54,186 | $56,075 |
| Median debt | $19,500 | $25,750 |
| Payback | 15.2 yrs | 17 yrs |
| 20-year net return | $27,948 | $23,056 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Cleary University or Concordia University Ann Arbor?
Cleary University, at $22,143 a year after aid versus $32,811 — a gap of $10,668 a year, or $42,672 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Cleary University or Concordia University Ann Arbor graduates earn more?
Concordia University Ann Arbor graduates report a median $56,075 ten years after entry, $1,889 more than the $54,186 at Cleary University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Cleary University or Concordia University Ann Arbor?
Cleary University: its completers carry a median $19,500 in federal loans versus $25,750 at Concordia University Ann Arbor, a difference of $6,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
48% of students finish at Concordia University Ann Arbor, against 41% at Cleary University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.