Concordia University Texas — ROI, Cost & Payback
Concordia University Texas charges a net price of $23,131/yr after aid — a 4-year total of $92,524. Graduates earn a median $60,883 ten years after entry, $12,523/yr above the $48,360 high-school baseline, clearing the total in 7.4 years — a 20-year net return of $157,936, a solid payback. (Scorecard, 2026 · our math.)
Concordia University Texas's 7.4-year payback ranks #649 of 1,280 US colleges we track — better ROI than 49% of them, and #28 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $23,131/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $92,524 | our math |
| Median earnings, 10 yrs after entry | $60,883 | Scorecard, 2026 |
| Earnings premium over HS baseline | $12,523/yr | our math |
| Median debt (completers) | $21,852 | Scorecard, 2026 |
| Payback | 7.4 yrs | our math |
| 20-year net return | $157,936 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Concordia University Texas's own numbers. Net price $23,131 × 4 years = $92,524 total. Median earnings $60,883 − the $48,360 high-school baseline = $12,523 a year of premium. $92,524 ÷ $12,523 = 7.4 years to break even; twenty years of that premium minus the cost leaves $157,936. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Concordia University Texas students graduate with?
A median $21,852 in federal loans among completers, or 36% of the $60,883 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Concordia University Texas students graduate?
45% finish their degree — 55% leave carrying the cost without the credential. Spread the $92,524 bill across that completion rate and the cohort pays $205,609 per graduate produced — our math, and the figure a payback number never shows.
Is Concordia University Texas expensive compared with other Texas colleges?
Its $23,131 net price runs $3,772 above the $19,359 median across the 213 Texas colleges we profile, or $15,088 more across the full degree.