Texas A&M University-San Antonio vs Concordia University Texas: which has better ROI?
Concordia University Texas has the better ROI: it clears its 4-year net cost of $92,524 in 7.4 years versus 7.5 years at Texas A&M University-San Antonio, on median earnings of $60,883 vs $54,338 ten years out. (Scorecard, 2026 · our math.)
| Measure | Texas A&M University-San Antonio | Concordia University Texas |
|---|---|---|
| Net price / yr | $11,196 | $23,131 |
| Total net cost | $44,784 | $92,524 |
| Median earnings, 10 yrs | $54,338 | $60,883 |
| Median debt | $18,401 | $21,852 |
| Payback | 7.5 yrs | 7.4 yrs |
| 20-year net return | $74,776 | $157,936 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Texas A&M University-San Antonio or Concordia University Texas?
Texas A&M University-San Antonio, at $11,196 a year after aid versus $23,131 — a gap of $11,935 a year, or $47,740 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Texas A&M University-San Antonio or Concordia University Texas graduates earn more?
Concordia University Texas graduates report a median $60,883 ten years after entry, $6,545 more than the $54,338 at Texas A&M University-San Antonio. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Texas A&M University-San Antonio or Concordia University Texas?
Texas A&M University-San Antonio: its completers carry a median $18,401 in federal loans versus $21,852 at Concordia University Texas, a difference of $3,451. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
45% of students finish at Concordia University Texas, against 40% at Texas A&M University-San Antonio. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.