Fulton-Montgomery Community College — ROI, Cost & Payback
Fulton-Montgomery Community College charges a net price of $6,696/yr after aid — a 2-year total of $13,392. Median earnings ten years after entry are $39,535, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Fulton-Montgomery Community College does not clear its cost — it ranks #149 of 203 New York colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $6,696/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $13,392 | our math |
| Median earnings, 10 yrs after entry | $39,535 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$8,825/yr | our math |
| Median debt (completers) | $12,125 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$189,892 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Fulton-Montgomery Community College's own numbers. Net price $6,696 × 2 years = $13,392 total. Median earnings $39,535 fall $8,825 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $13,392 bill in about 1.3 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Fulton-Montgomery Community College students graduate with?
A median $12,125 in federal loans among completers, or 31% of the $39,535 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Fulton-Montgomery Community College students graduate?
40% finish their degree — 60% leave carrying the cost without the credential. Spread the $13,392 bill across that completion rate and the cohort pays $33,480 per graduate produced — our math, and the figure a payback number never shows.
Is Fulton-Montgomery Community College expensive compared with other New York colleges?
Its $6,696 net price runs $12,217 below the $18,913 median across the 203 New York colleges we profile, and $24,434 less across the full degree.