Degree Dividend
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Fulton-Montgomery Community College vs Associated Beth Rivkah Schools: which has better ROI?

Public, Johnstown NY · vs · Private nonprofit, Brooklyn NY

The verdict

Neither clears its cost on institution-wide earnings, but Fulton-Montgomery Community College comes closer — median earnings $39,535 against a $13,392 total, vs $17,686 at Associated Beth Rivkah Schools. (Scorecard, 2026 · our math.)

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Head to head
MeasureFulton-Montgomery Community CollegeAssociated Beth Rivkah Schools
Net price / yr$6,696$22,709
Total net cost$13,392$90,836
Median earnings, 10 yrs$39,535$17,686
Median debt$12,125
Payback
20-year net return-$189,892-$704,316

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Fulton-Montgomery Community College or Associated Beth Rivkah Schools?

Fulton-Montgomery Community College, at $6,696 a year after aid versus $22,709 — a gap of $16,013 a year, or $77,444 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Fulton-Montgomery Community College or Associated Beth Rivkah Schools graduates earn more?

Fulton-Montgomery Community College graduates report a median $39,535 ten years after entry, $21,849 more than the $17,686 at Associated Beth Rivkah Schools. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

77% of students finish at Associated Beth Rivkah Schools, against 40% at Fulton-Montgomery Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Fulton-Montgomery Community College vs Associated Beth Rivkah Schools: frequently asked questions

Is Fulton-Montgomery Community College or Associated Beth Rivkah Schools a better value?
Fulton-Montgomery Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Fulton-Montgomery Community College or Associated Beth Rivkah Schools?
Fulton-Montgomery Community College: $6,696/yr net price after aid versus $22,709/yr at Associated Beth Rivkah Schools — a difference of $16,013 a year, or about $77,444 over four years.
Do Fulton-Montgomery Community College or Associated Beth Rivkah Schools graduates earn more?
Fulton-Montgomery Community College graduates earn a median $39,535 ten years after entry, versus $17,686 at Associated Beth Rivkah Schools — a $21,849 gap. This blends every major, so a specific field can flip it.