Hagerstown Community College — ROI, Cost & Payback
Hagerstown Community College charges a net price of $6,835/yr after aid — a 2-year total of $13,670. Median earnings ten years after entry are $41,615, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Hagerstown Community College does not clear its cost — it ranks #36 of 52 Maryland colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $6,835/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $13,670 | our math |
| Median earnings, 10 yrs after entry | $41,615 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,745/yr | our math |
| Median debt (completers) | $11,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$148,570 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Hagerstown Community College's own numbers. Net price $6,835 × 2 years = $13,670 total. Median earnings $41,615 fall $6,745 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $13,670 bill in about 1.4 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Hagerstown Community College students graduate with?
A median $11,000 in federal loans among completers, or 26% of the $41,615 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Hagerstown Community College students graduate?
39% finish their degree — 61% leave carrying the cost without the credential. Spread the $13,670 bill across that completion rate and the cohort pays $35,051 per graduate produced — our math, and the figure a payback number never shows.
Is Hagerstown Community College expensive compared with other Maryland colleges?
Its $6,835 net price runs $10,743 below the $17,578 median across the 52 Maryland colleges we profile, and $21,486 less across the full degree.