Degree Dividend
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Hagerstown Community College vs Allegany College of Maryland: which has better ROI?

Public, Hagerstown MD · vs · Public, Cumberland MD

The verdict

Neither clears its cost on institution-wide earnings, but Hagerstown Community College comes closer — median earnings $41,615 against a $13,670 total, vs $38,476 at Allegany College of Maryland. (Scorecard, 2026 · our math.)

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Head to head
MeasureHagerstown Community CollegeAllegany College of Maryland
Net price / yr$6,835$8,819
Total net cost$13,670$17,638
Median earnings, 10 yrs$41,615$38,476
Median debt$11,000$13,702
Payback
20-year net return-$148,570-$215,318

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Hagerstown Community College or Allegany College of Maryland?

Hagerstown Community College, at $6,835 a year after aid versus $8,819 — a gap of $1,984 a year, or $3,968 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Hagerstown Community College or Allegany College of Maryland graduates earn more?

Hagerstown Community College graduates report a median $41,615 ten years after entry, $3,139 more than the $38,476 at Allegany College of Maryland. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Hagerstown Community College or Allegany College of Maryland?

Hagerstown Community College: its completers carry a median $11,000 in federal loans versus $13,702 at Allegany College of Maryland, a difference of $2,702. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

40% of students finish at Allegany College of Maryland, against 39% at Hagerstown Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Hagerstown Community College vs Allegany College of Maryland: frequently asked questions

Is Hagerstown Community College or Allegany College of Maryland a better value?
Hagerstown Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Hagerstown Community College or Allegany College of Maryland?
Hagerstown Community College: $6,835/yr net price after aid versus $8,819/yr at Allegany College of Maryland — a difference of $1,984 a year, or about $3,968 over four years.
Do Hagerstown Community College or Allegany College of Maryland graduates earn more?
Hagerstown Community College graduates earn a median $41,615 ten years after entry, versus $38,476 at Allegany College of Maryland — a $3,139 gap. This blends every major, so a specific field can flip it.