Holy Cross College — ROI, Cost & Payback
Holy Cross College charges a net price of $26,728/yr after aid — a 4-year total of $106,912. Graduates earn a median $50,416 ten years after entry, $2,056/yr above the $48,360 high-school baseline, clearing the total in 52 years — a 20-year net return of -$65,792, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
Holy Cross College's 52-year payback ranks #1,194 of 1,280 US colleges we track — better ROI than 7% of them, and #28 of 56 in Indiana.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $26,728/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $106,912 | our math |
| Median earnings, 10 yrs after entry | $50,416 | Scorecard, 2026 |
| Earnings premium over HS baseline | $2,056/yr | our math |
| Median debt (completers) | $24,000 | Scorecard, 2026 |
| Payback | 52 yrs | our math |
| 20-year net return | -$65,792 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Holy Cross College's own numbers. Net price $26,728 × 4 years = $106,912 total. Median earnings $50,416 − the $48,360 high-school baseline = $2,056 a year of premium. $106,912 ÷ $2,056 = 52 years to break even; twenty years of that premium minus the cost leaves -$65,792. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Holy Cross College students graduate with?
A median $24,000 in federal loans among completers, or 48% of the $50,416 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Holy Cross College students graduate?
73% finish their degree. Spread the $106,912 bill across that completion rate and the cohort pays $146,455 per graduate produced — our math, and the figure a payback number never shows.
Is Holy Cross College expensive compared with other Indiana colleges?
Its $26,728 net price runs $7,031 above the $19,698 median across the 56 Indiana colleges we profile, or $28,122 more across the full degree.