Houston Christian University — ROI, Cost & Payback
Houston Christian University charges a net price of $20,629/yr after aid — a 4-year total of $82,516. Graduates earn a median $55,933 ten years after entry, $7,573/yr above the $48,360 high-school baseline, clearing the total in 10.9 years — a 20-year net return of $68,944, a slow but positive payback. (Scorecard, 2026 · our math.)
Houston Christian University's 10.9-year payback ranks #825 of 1,280 US colleges we track — better ROI than 36% of them, and #37 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $20,629/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $82,516 | our math |
| Median earnings, 10 yrs after entry | $55,933 | Scorecard, 2026 |
| Earnings premium over HS baseline | $7,573/yr | our math |
| Median debt (completers) | $22,642 | Scorecard, 2026 |
| Payback | 10.9 yrs | our math |
| 20-year net return | $68,944 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Houston Christian University's own numbers. Net price $20,629 × 4 years = $82,516 total. Median earnings $55,933 − the $48,360 high-school baseline = $7,573 a year of premium. $82,516 ÷ $7,573 = 10.9 years to break even; twenty years of that premium minus the cost leaves $68,944. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Houston Christian University students graduate with?
A median $22,642 in federal loans among completers, or 40% of the $55,933 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Houston Christian University students graduate?
49% finish their degree — 51% leave carrying the cost without the credential. Spread the $82,516 bill across that completion rate and the cohort pays $168,400 per graduate produced — our math, and the figure a payback number never shows.
Is Houston Christian University expensive compared with other Texas colleges?
Its $20,629 net price runs $1,270 above the $19,359 median across the 213 Texas colleges we profile, or $5,080 more across the full degree.