Loras College — ROI, Cost & Payback
Loras College charges a net price of $20,716/yr after aid — a 4-year total of $82,864. Graduates earn a median $58,289 ten years after entry, $9,929/yr above the $48,360 high-school baseline, clearing the total in 8.3 years — a 20-year net return of $115,716, a solid payback. (Scorecard, 2026 · our math.)
Loras College's 8.3-year payback ranks #707 of 1,280 US colleges we track — better ROI than 45% of them, and #9 of 47 in Iowa.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $20,716/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $82,864 | our math |
| Median earnings, 10 yrs after entry | $58,289 | Scorecard, 2026 |
| Earnings premium over HS baseline | $9,929/yr | our math |
| Median debt (completers) | $26,000 | Scorecard, 2026 |
| Payback | 8.3 yrs | our math |
| 20-year net return | $115,716 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Loras College's own numbers. Net price $20,716 × 4 years = $82,864 total. Median earnings $58,289 − the $48,360 high-school baseline = $9,929 a year of premium. $82,864 ÷ $9,929 = 8.3 years to break even; twenty years of that premium minus the cost leaves $115,716. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Loras College students graduate with?
A median $26,000 in federal loans among completers, or 45% of the $58,289 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Loras College students graduate?
68% finish their degree — 32% leave carrying the cost without the credential. Spread the $82,864 bill across that completion rate and the cohort pays $121,859 per graduate produced — our math, and the figure a payback number never shows.
Is Loras College expensive compared with other Iowa colleges?
Its $20,716 net price runs $2,127 above the $18,589 median across the 47 Iowa colleges we profile, or $8,508 more across the full degree.