Moody Bible Institute — ROI, Cost & Payback
Moody Bible Institute charges a net price of $22,221/yr after aid — a 4-year total of $88,884. Median earnings ten years after entry are $45,399, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Moody Bible Institute does not clear its cost — it ranks #63 of 116 Illinois colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $22,221/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $88,884 | our math |
| Median earnings, 10 yrs after entry | $45,399 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$2,961/yr | our math |
| Median debt (completers) | $18,149 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$148,104 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Moody Bible Institute's own numbers. Net price $22,221 × 4 years = $88,884 total. Median earnings $45,399 fall $2,961 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $88,884 bill in about 8.9 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Moody Bible Institute students graduate with?
A median $18,149 in federal loans among completers, or 40% of the $45,399 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Moody Bible Institute students graduate?
62% finish their degree — 38% leave carrying the cost without the credential. Spread the $88,884 bill across that completion rate and the cohort pays $143,361 per graduate produced — our math, and the figure a payback number never shows.
Is Moody Bible Institute expensive compared with other Illinois colleges?
Its $22,221 net price runs $8,471 above the $13,750 median across the 116 Illinois colleges we profile, or $33,884 more across the full degree.