Black Hawk College vs Moody Bible Institute: which has better ROI?
Neither clears its cost on institution-wide earnings, but Moody Bible Institute comes closer — median earnings $45,399 against a $88,884 total, vs $37,253 at Black Hawk College. (Scorecard, 2026 · our math.)
| Measure | Black Hawk College | Moody Bible Institute |
|---|---|---|
| Net price / yr | $6,944 | $22,221 |
| Total net cost | $27,776 | $88,884 |
| Median earnings, 10 yrs | $37,253 | $45,399 |
| Median debt | $8,375 | $18,149 |
| Payback | — | — |
| 20-year net return | -$249,916 | -$148,104 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Black Hawk College or Moody Bible Institute?
Black Hawk College, at $6,944 a year after aid versus $22,221 — a gap of $15,277 a year, or $61,108 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Black Hawk College or Moody Bible Institute graduates earn more?
Moody Bible Institute graduates report a median $45,399 ten years after entry, $8,146 more than the $37,253 at Black Hawk College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Black Hawk College or Moody Bible Institute?
Black Hawk College: its completers carry a median $8,375 in federal loans versus $18,149 at Moody Bible Institute, a difference of $9,774. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
62% of students finish at Moody Bible Institute, against 40% at Black Hawk College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.