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Mount Saint Mary College — ROI, Cost & Payback

Private nonprofit · Newburgh, NY · 1,148 students

The verdict

Mount Saint Mary College charges a net price of $25,522/yr after aid — a 4-year total of $102,088. Graduates earn a median $67,705 ten years after entry, $19,345/yr above the $48,360 high-school baseline, clearing the total in 5.3 years — a 20-year net return of $284,812, a solid payback. (Scorecard, 2026 · our math.)

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Mount Saint Mary College's 5.3-year payback ranks #459 of 1,280 US colleges we track — better ROI than 64% of them, and #54 of 203 in New York.

Better ROI than 64% of US colleges#459 of 1,280
Weakest ROIStrongest ROI
$25,522
Net price / yr
Scorecard, 2026
$67,705
Median earnings, 10 yrs
Scorecard, 2026
5.3 yrs
Payback
Our math, 2026
89%
Admission rate
Scorecard, 2026
Mount Saint Mary College: cost, earnings and payback
MeasureValueSource
Net price (after aid)$25,522/yrScorecard, 2026
Total net cost (4 yrs)$102,088our math
Median earnings, 10 yrs after entry$67,705Scorecard, 2026
Earnings premium over HS baseline$19,345/yrour math
Median debt (completers)$26,007Scorecard, 2026
Payback5.3 yrsour math
20-year net return$284,812our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

Mount Saint Mary College: frequently asked questions

Is Mount Saint Mary College worth the cost?
On the numbers, yes. Mount Saint Mary College charges $25,522/yr after aid ($102,088 over 4 years), and graduates earn a median $67,705 ten years out — $19,345/yr above the $48,360 high-school baseline. That clears the cost in 5.3 years and returns $284,812 net over 20 years, a solid payback.
How long does a Mount Saint Mary College degree take to pay off?
About 5.3 years. We divide the $102,088 four-year net cost by the $19,345/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Mount Saint Mary College cost after financial aid?
The median net price is $25,522/yr — about $102,088 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Mount Saint Mary College compare to other New York colleges?
It ranks #54 of 203 New York colleges we track by payback. Its $67,705 median earnings beat the national median of $43,552, and its $25,522 net price is above the national median of $16,906.