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Mount Saint Mary College — ROI, Cost & Payback

Private nonprofit · Newburgh, NY · 1,148 students

The verdict

Mount Saint Mary College charges a net price of $25,522/yr after aid — a 4-year total of $102,088. Graduates earn a median $67,705 ten years after entry, $19,345/yr above the $48,360 high-school baseline, clearing the total in 5.3 years — a 20-year net return of $284,812, a solid payback. (Scorecard, 2026 · our math.)

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Mount Saint Mary College's 5.3-year payback ranks #456 of 1,280 US colleges we track — better ROI than 64% of them, and #54 of 203 in New York.

Better ROI than 64% of US colleges#456 of 1,280
Weakest ROIStrongest ROI
$25,522
Net price / yr
Scorecard, 2026
$67,705
Median earnings, 10 yrs
Scorecard, 2026
5.3 yrs
Payback
Our math, 2026
89%
Admission rate
Scorecard, 2026
Mount Saint Mary College: cost, earnings and payback
MeasureValueSource
Net price (after aid)$25,522/yrScorecard, 2026
Total net cost (4 yrs)$102,088our math
Median earnings, 10 yrs after entry$67,705Scorecard, 2026
Earnings premium over HS baseline$19,345/yrour math
Median debt (completers)$26,007Scorecard, 2026
Payback5.3 yrsour math
20-year net return$284,812our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Mount Saint Mary College's own numbers. Net price $25,522 × 4 years = $102,088 total. Median earnings $67,705 − the $48,360 high-school baseline = $19,345 a year of premium. $102,088 ÷ $19,345 = 5.3 years to break even; twenty years of that premium minus the cost leaves $284,812. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Mount Saint Mary College students graduate with?

A median $26,007 in federal loans among completers, or 38% of the $67,705 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Mount Saint Mary College students graduate?

65% finish their degree — 35% leave carrying the cost without the credential. Spread the $102,088 bill across that completion rate and the cohort pays $157,058 per graduate produced — our math, and the figure a payback number never shows.

Is Mount Saint Mary College expensive compared with other New York colleges?

Its $25,522 net price runs $6,609 above the $18,913 median across the 203 New York colleges we profile, or $26,436 more across the full degree.

Mount Saint Mary College: frequently asked questions

Is Mount Saint Mary College worth the cost?
On the numbers, yes. Mount Saint Mary College charges $25,522/yr after aid ($102,088 over 4 years), and graduates earn a median $67,705 ten years out — $19,345/yr above the $48,360 high-school baseline. That clears the cost in 5.3 years and returns $284,812 net over 20 years, a solid payback.
How long does a Mount Saint Mary College degree take to pay off?
About 5.3 years. We divide the $102,088 four-year net cost by the $19,345/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Mount Saint Mary College cost after financial aid?
The median net price is $25,522/yr — about $102,088 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Mount Saint Mary College compare to other New York colleges?
It ranks #54 of 203 New York colleges we track by payback. Its $67,705 median earnings beat the national median of $43,549, and its $25,522 net price is above the national median of $16,902.