Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Utica University vs Mount Saint Mary College: which has better ROI?

Private nonprofit, Utica NY · vs · Private nonprofit, Newburgh NY

The verdict

Utica University has the better ROI: it clears its 4-year net cost of $76,432 in 5.1 years versus 5.3 years at Mount Saint Mary College, on median earnings of $63,277 vs $67,705 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureUtica UniversityMount Saint Mary College
Net price / yr$19,108$25,522
Total net cost$76,432$102,088
Median earnings, 10 yrs$63,277$67,705
Median debt$22,500$26,007
Payback5.1 yrs5.3 yrs
20-year net return$221,908$284,812

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Utica University or Mount Saint Mary College?

Utica University, at $19,108 a year after aid versus $25,522 — a gap of $6,414 a year, or $25,656 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Utica University or Mount Saint Mary College graduates earn more?

Mount Saint Mary College graduates report a median $67,705 ten years after entry, $4,428 more than the $63,277 at Utica University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Utica University or Mount Saint Mary College?

Utica University: its completers carry a median $22,500 in federal loans versus $26,007 at Mount Saint Mary College, a difference of $3,507. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

65% of students finish at Mount Saint Mary College, against 56% at Utica University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Utica University vs Mount Saint Mary College: frequently asked questions

Is Utica University or Mount Saint Mary College a better value?
Utica University. It clears its $76,432 net cost in about 5.1 years versus 5.3 years at Mount Saint Mary College, on median earnings of $63,277 vs $67,705 ten years out.
Which is cheaper, Utica University or Mount Saint Mary College?
Utica University: $19,108/yr net price after aid versus $25,522/yr at Mount Saint Mary College — a difference of $6,414 a year, or about $25,656 over four years.
Do Utica University or Mount Saint Mary College graduates earn more?
Mount Saint Mary College graduates earn a median $67,705 ten years after entry, versus $63,277 at Utica University — a $4,428 gap. This blends every major, so a specific field can flip it.