Utica University — ROI, Cost & Payback
Utica University charges a net price of $19,108/yr after aid — a 4-year total of $76,432. Graduates earn a median $63,277 ten years after entry, $14,917/yr above the $48,360 high-school baseline, clearing the total in 5.1 years — a 20-year net return of $221,908, a solid payback. (Scorecard, 2026 · our math.)
Utica University's 5.1-year payback ranks #439 of 1,280 US colleges we track — better ROI than 66% of them, and #53 of 203 in New York.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $19,108/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $76,432 | our math |
| Median earnings, 10 yrs after entry | $63,277 | Scorecard, 2026 |
| Earnings premium over HS baseline | $14,917/yr | our math |
| Median debt (completers) | $22,500 | Scorecard, 2026 |
| Payback | 5.1 yrs | our math |
| 20-year net return | $221,908 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Utica University's own numbers. Net price $19,108 × 4 years = $76,432 total. Median earnings $63,277 − the $48,360 high-school baseline = $14,917 a year of premium. $76,432 ÷ $14,917 = 5.1 years to break even; twenty years of that premium minus the cost leaves $221,908. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Utica University students graduate with?
A median $22,500 in federal loans among completers, or 36% of the $63,277 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Utica University students graduate?
56% finish their degree — 44% leave carrying the cost without the credential. Spread the $76,432 bill across that completion rate and the cohort pays $136,486 per graduate produced — our math, and the figure a payback number never shows.
Is Utica University expensive compared with other New York colleges?
Its $19,108 net price runs $195 above the $18,913 median across the 203 New York colleges we profile, or $780 more across the full degree.