St. Joseph's University-New York vs Utica University: which has better ROI?
St. Joseph's University-New York has the better ROI: it clears its 4-year net cost of $76,140 in 4.9 years versus 5.1 years at Utica University, on median earnings of $63,905 vs $63,277 ten years out. (Scorecard, 2026 · our math.)
| Measure | St. Joseph's University-New York | Utica University |
|---|---|---|
| Net price / yr | $19,035 | $19,108 |
| Total net cost | $76,140 | $76,432 |
| Median earnings, 10 yrs | $63,905 | $63,277 |
| Median debt | $22,000 | $22,500 |
| Payback | 4.9 yrs | 5.1 yrs |
| 20-year net return | $234,760 | $221,908 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, St. Joseph's University-New York or Utica University?
St. Joseph's University-New York, at $19,035 a year after aid versus $19,108 — a gap of $73 a year, or $292 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do St. Joseph's University-New York or Utica University graduates earn more?
St. Joseph's University-New York graduates report a median $63,905 ten years after entry, $628 more than the $63,277 at Utica University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, St. Joseph's University-New York or Utica University?
St. Joseph's University-New York: its completers carry a median $22,000 in federal loans versus $22,500 at Utica University, a difference of $500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at St. Joseph's University-New York, against 56% at Utica University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.