New Jersey City University — ROI, Cost & Payback
New Jersey City University charges a net price of $16,053/yr after aid — a 4-year total of $64,212. Graduates earn a median $52,745 ten years after entry, $4,385/yr above the $48,360 high-school baseline, clearing the total in 14.6 years — a 20-year net return of $23,488, a slow but positive payback. (Scorecard, 2026 · our math.)
New Jersey City University's 14.6-year payback ranks #952 of 1,280 US colleges we track — better ROI than 26% of them, and #27 of 78 in New Jersey.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $16,053/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $64,212 | our math |
| Median earnings, 10 yrs after entry | $52,745 | Scorecard, 2026 |
| Earnings premium over HS baseline | $4,385/yr | our math |
| Median debt (completers) | $18,500 | Scorecard, 2026 |
| Payback | 14.6 yrs | our math |
| 20-year net return | $23,488 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on New Jersey City University's own numbers. Net price $16,053 × 4 years = $64,212 total. Median earnings $52,745 − the $48,360 high-school baseline = $4,385 a year of premium. $64,212 ÷ $4,385 = 14.6 years to break even; twenty years of that premium minus the cost leaves $23,488. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do New Jersey City University students graduate with?
A median $18,500 in federal loans among completers, or 35% of the $52,745 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of New Jersey City University students graduate?
34% finish their degree — 66% leave carrying the cost without the credential. Spread the $64,212 bill across that completion rate and the cohort pays $188,859 per graduate produced — our math, and the figure a payback number never shows.
Is New Jersey City University expensive compared with other New Jersey colleges?
Its $16,053 net price runs $4,365 below the $20,418 median across the 78 New Jersey colleges we profile, and $17,458 less across the full degree.