New Jersey City University vs Eastwick College-Ramsey: which has better ROI?
New Jersey City University has the better ROI: it clears its 4-year net cost of $64,212 in 14.6 years versus 16.1 years at Eastwick College-Ramsey, on median earnings of $52,745 vs $51,725 ten years out. (Scorecard, 2026 · our math.)
| Measure | New Jersey City University | Eastwick College-Ramsey |
|---|---|---|
| Net price / yr | $16,053 | $27,074 |
| Total net cost | $64,212 | $54,148 |
| Median earnings, 10 yrs | $52,745 | $51,725 |
| Median debt | $18,500 | $16,084 |
| Payback | 14.6 yrs | 16.1 yrs |
| 20-year net return | $23,488 | $13,152 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, New Jersey City University or Eastwick College-Ramsey?
New Jersey City University, at $16,053 a year after aid versus $27,074 — a gap of $11,021 a year, or $10,064 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do New Jersey City University or Eastwick College-Ramsey graduates earn more?
New Jersey City University graduates report a median $52,745 ten years after entry, $1,020 more than the $51,725 at Eastwick College-Ramsey. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, New Jersey City University or Eastwick College-Ramsey?
Eastwick College-Ramsey: its completers carry a median $16,084 in federal loans versus $18,500 at New Jersey City University, a difference of $2,416. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
75% of students finish at Eastwick College-Ramsey, against 34% at New Jersey City University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.