Point Loma Nazarene University — ROI, Cost & Payback
Point Loma Nazarene University charges a net price of $38,729/yr after aid — a 4-year total of $154,916. Graduates earn a median $63,998 ten years after entry, $15,638/yr above the $48,360 high-school baseline, clearing the total in 9.9 years — a 20-year net return of $157,844, a solid payback. (Scorecard, 2026 · our math.)
Point Loma Nazarene University's 9.9-year payback ranks #788 of 1,280 US colleges we track — better ROI than 39% of them, and #96 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $38,729/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $154,916 | our math |
| Median earnings, 10 yrs after entry | $63,998 | Scorecard, 2026 |
| Earnings premium over HS baseline | $15,638/yr | our math |
| Median debt (completers) | $22,990 | Scorecard, 2026 |
| Payback | 9.9 yrs | our math |
| 20-year net return | $157,844 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Point Loma Nazarene University's own numbers. Net price $38,729 × 4 years = $154,916 total. Median earnings $63,998 − the $48,360 high-school baseline = $15,638 a year of premium. $154,916 ÷ $15,638 = 9.9 years to break even; twenty years of that premium minus the cost leaves $157,844. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Point Loma Nazarene University students graduate with?
A median $22,990 in federal loans among completers, or 36% of the $63,998 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Point Loma Nazarene University students graduate?
77% finish their degree. Spread the $154,916 bill across that completion rate and the cohort pays $201,190 per graduate produced — our math, and the figure a payback number never shows.
Is Point Loma Nazarene University expensive compared with other California colleges?
Its $38,729 net price runs $18,824 above the $19,905 median across the 334 California colleges we profile, or $75,296 more across the full degree.