Point Loma Nazarene University vs Soka University of America: which has better ROI?
Point Loma Nazarene University has the better ROI: it clears its 4-year net cost of $154,916 in 9.9 years versus 11 years at Soka University of America, on median earnings of $63,998 vs $55,017 ten years out. (Scorecard, 2026 · our math.)
| Measure | Point Loma Nazarene University | Soka University of America |
|---|---|---|
| Net price / yr | $38,729 | $18,260 |
| Total net cost | $154,916 | $73,040 |
| Median earnings, 10 yrs | $63,998 | $55,017 |
| Median debt | $22,990 | $15,650 |
| Payback | 9.9 yrs | 11 yrs |
| 20-year net return | $157,844 | $60,100 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Point Loma Nazarene University or Soka University of America?
Soka University of America, at $18,260 a year after aid versus $38,729 — a gap of $20,469 a year, or $81,876 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Point Loma Nazarene University or Soka University of America graduates earn more?
Point Loma Nazarene University graduates report a median $63,998 ten years after entry, $8,981 more than the $55,017 at Soka University of America. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Point Loma Nazarene University or Soka University of America?
Soka University of America: its completers carry a median $15,650 in federal loans versus $22,990 at Point Loma Nazarene University, a difference of $7,340. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
92% of students finish at Soka University of America, against 77% at Point Loma Nazarene University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.