Saint Mary-of-the-Woods College — ROI, Cost & Payback
Saint Mary-of-the-Woods College charges a net price of $31,872/yr after aid — a 4-year total of $127,488. Median earnings ten years after entry are $43,845, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Saint Mary-of-the-Woods College does not clear its cost — it ranks #48 of 56 Indiana colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $31,872/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $127,488 | our math |
| Median earnings, 10 yrs after entry | $43,845 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$4,515/yr | our math |
| Median debt (completers) | $19,512 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$217,788 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Saint Mary-of-the-Woods College's own numbers. Net price $31,872 × 4 years = $127,488 total. Median earnings $43,845 fall $4,515 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $127,488 bill in about 12.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Saint Mary-of-the-Woods College students graduate with?
A median $19,512 in federal loans among completers, or 45% of the $43,845 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Saint Mary-of-the-Woods College students graduate?
47% finish their degree — 53% leave carrying the cost without the credential. Spread the $127,488 bill across that completion rate and the cohort pays $271,251 per graduate produced — our math, and the figure a payback number never shows.
Is Saint Mary-of-the-Woods College expensive compared with other Indiana colleges?
Its $31,872 net price runs $12,175 above the $19,698 median across the 56 Indiana colleges we profile, or $48,698 more across the full degree.