The College of the Florida Keys — ROI, Cost & Payback
The College of the Florida Keys charges a net price of $13,636/yr after aid — a 2-year total of $27,272. Median earnings ten years after entry are $42,508, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, The College of the Florida Keys does not clear its cost — it ranks #52 of 166 Florida colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $13,636/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $27,272 | our math |
| Median earnings, 10 yrs after entry | $42,508 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$5,852/yr | our math |
| Median debt (completers) | $9,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$144,312 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on The College of the Florida Keys's own numbers. Net price $13,636 × 2 years = $27,272 total. Median earnings $42,508 fall $5,852 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $27,272 bill in about 2.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do The College of the Florida Keys students graduate with?
A median $9,500 in federal loans among completers, or 22% of the $42,508 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of The College of the Florida Keys students graduate?
34% finish their degree — 66% leave carrying the cost without the credential. Spread the $27,272 bill across that completion rate and the cohort pays $80,212 per graduate produced — our math, and the figure a payback number never shows.
Is The College of the Florida Keys expensive compared with other Florida colleges?
Its $13,636 net price runs $6,176 below the $19,812 median across the 166 Florida colleges we profile, and $12,352 less across the full degree.