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The College of the Florida Keys vs ATA Career Education: which has better ROI?

Public, Key West FL · vs · Private for-profit, Spring Hill FL

The verdict

Neither clears its cost on institution-wide earnings, but The College of the Florida Keys comes closer — median earnings $42,508 against a $27,272 total, vs $34,577 at ATA Career Education. (Scorecard, 2026 · our math.)

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Head to head
MeasureThe College of the Florida KeysATA Career Education
Net price / yr$13,636$28,250
Total net cost$27,272$113,000
Median earnings, 10 yrs$42,508$34,577
Median debt$9,500$21,030
Payback
20-year net return-$144,312-$388,660

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, The College of the Florida Keys or ATA Career Education?

The College of the Florida Keys, at $13,636 a year after aid versus $28,250 — a gap of $14,614 a year, or $85,728 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do The College of the Florida Keys or ATA Career Education graduates earn more?

The College of the Florida Keys graduates report a median $42,508 ten years after entry, $7,931 more than the $34,577 at ATA Career Education. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, The College of the Florida Keys or ATA Career Education?

The College of the Florida Keys: its completers carry a median $9,500 in federal loans versus $21,030 at ATA Career Education, a difference of $11,530. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

67% of students finish at ATA Career Education, against 34% at The College of the Florida Keys. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

The College of the Florida Keys vs ATA Career Education: frequently asked questions

Is The College of the Florida Keys or ATA Career Education a better value?
The College of the Florida Keys comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, The College of the Florida Keys or ATA Career Education?
The College of the Florida Keys: $13,636/yr net price after aid versus $28,250/yr at ATA Career Education — a difference of $14,614 a year, or about $85,728 over four years.
Do The College of the Florida Keys or ATA Career Education graduates earn more?
The College of the Florida Keys graduates earn a median $42,508 ten years after entry, versus $34,577 at ATA Career Education — a $7,931 gap. This blends every major, so a specific field can flip it.