Thomas More University — ROI, Cost & Payback
Thomas More University charges a net price of $21,835/yr after aid — a 4-year total of $87,340. Graduates earn a median $59,384 ten years after entry, $11,024/yr above the $48,360 high-school baseline, clearing the total in 7.9 years — a 20-year net return of $133,140, a solid payback. (Scorecard, 2026 · our math.)
Thomas More University's 7.9-year payback ranks #685 of 1,280 US colleges we track — better ROI than 47% of them, and #6 of 51 in Kentucky.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $21,835/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $87,340 | our math |
| Median earnings, 10 yrs after entry | $59,384 | Scorecard, 2026 |
| Earnings premium over HS baseline | $11,024/yr | our math |
| Median debt (completers) | $26,236 | Scorecard, 2026 |
| Payback | 7.9 yrs | our math |
| 20-year net return | $133,140 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Thomas More University's own numbers. Net price $21,835 × 4 years = $87,340 total. Median earnings $59,384 − the $48,360 high-school baseline = $11,024 a year of premium. $87,340 ÷ $11,024 = 7.9 years to break even; twenty years of that premium minus the cost leaves $133,140. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Thomas More University students graduate with?
A median $26,236 in federal loans among completers, or 44% of the $59,384 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Thomas More University students graduate?
41% finish their degree — 59% leave carrying the cost without the credential. Spread the $87,340 bill across that completion rate and the cohort pays $213,024 per graduate produced — our math, and the figure a payback number never shows.
Is Thomas More University expensive compared with other Kentucky colleges?
Its $21,835 net price runs $7,728 above the $14,107 median across the 51 Kentucky colleges we profile, or $30,912 more across the full degree.