Degree Dividend
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University of Louisville vs Thomas More University: which has better ROI?

Public, Louisville KY · vs · Private nonprofit, Crestview Hills KY

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

Thomas More University has the better ROI: it clears its 4-year net cost of $87,340 in 7.9 years versus 13 years at University of Louisville, on median earnings of $59,384 vs $53,899 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of LouisvilleThomas More University
Net price / yr$17,988$21,835
Total net cost$71,952$87,340
Median earnings, 10 yrs$53,899$59,384
Median debt$20,500$26,236
Payback13 yrs7.9 yrs
20-year net return$38,828$133,140

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Louisville or Thomas More University?

University of Louisville, at $17,988 a year after aid versus $21,835 — a gap of $3,847 a year, or $15,388 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Louisville or Thomas More University graduates earn more?

Thomas More University graduates report a median $59,384 ten years after entry, $5,485 more than the $53,899 at University of Louisville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Louisville or Thomas More University?

University of Louisville: its completers carry a median $20,500 in federal loans versus $26,236 at Thomas More University, a difference of $5,736. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

61% of students finish at University of Louisville, against 41% at Thomas More University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Louisville vs Thomas More University: frequently asked questions

Is University of Louisville or Thomas More University a better value?
Thomas More University. It clears its $87,340 net cost in about 7.9 years versus 13 years at University of Louisville, on median earnings of $59,384 vs $53,899 ten years out.
Which is cheaper, University of Louisville or Thomas More University?
University of Louisville: $17,988/yr net price after aid versus $21,835/yr at Thomas More University — a difference of $3,847 a year, or about $15,388 over four years.
Do University of Louisville or Thomas More University graduates earn more?
Thomas More University graduates earn a median $59,384 ten years after entry, versus $53,899 at University of Louisville — a $5,485 gap. This blends every major, so a specific field can flip it.