Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

University of Louisville — ROI, Cost & Payback

Public · Louisville, KY · 14,727 students

The verdict

University of Louisville charges a net price of $17,988/yr after aid — a 4-year total of $71,952. Graduates earn a median $53,899 ten years after entry, $5,539/yr above the $48,360 high-school baseline, clearing the total in 13 years — a 20-year net return of $38,828, a slow but positive payback. (Scorecard, 2026 · our math.)

Share

University of Louisville's 13-year payback ranks #904 of 1,280 US colleges we track — better ROI than 29% of them, and #7 of 51 in Kentucky.

Better ROI than 29% of US colleges#904 of 1,280
Weakest ROIStrongest ROI
$17,988
Net price / yr
Scorecard, 2026
$53,899
Median earnings, 10 yrs
Scorecard, 2026
13 yrs
Payback
Our math, 2026
79%
Admission rate
Scorecard, 2026
University of Louisville: cost, earnings and payback
MeasureValueSource
Net price (after aid)$17,988/yrScorecard, 2026
Total net cost (4 yrs)$71,952our math
Median earnings, 10 yrs after entry$53,899Scorecard, 2026
Earnings premium over HS baseline$5,539/yrour math
Median debt (completers)$20,500Scorecard, 2026
Payback13 yrsour math
20-year net return$38,828our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on University of Louisville's own numbers. Net price $17,988 × 4 years = $71,952 total. Median earnings $53,899 − the $48,360 high-school baseline = $5,539 a year of premium. $71,952 ÷ $5,539 = 13 years to break even; twenty years of that premium minus the cost leaves $38,828. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do University of Louisville students graduate with?

A median $20,500 in federal loans among completers, or 38% of the $53,899 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of University of Louisville students graduate?

61% finish their degree — 39% leave carrying the cost without the credential. Spread the $71,952 bill across that completion rate and the cohort pays $117,954 per graduate produced — our math, and the figure a payback number never shows.

Is University of Louisville expensive compared with other Kentucky colleges?

Its $17,988 net price runs $3,881 above the $14,107 median across the 51 Kentucky colleges we profile, or $15,524 more across the full degree.

University of Louisville: frequently asked questions

Is University of Louisville worth the cost?
On the numbers, yes. University of Louisville charges $17,988/yr after aid ($71,952 over 4 years), and graduates earn a median $53,899 ten years out — $5,539/yr above the $48,360 high-school baseline. That clears the cost in 13 years and returns $38,828 net over 20 years, a slow but positive payback.
How long does a University of Louisville degree take to pay off?
About 13 years. We divide the $71,952 four-year net cost by the $5,539/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does University of Louisville cost after financial aid?
The median net price is $17,988/yr — about $71,952 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does University of Louisville compare to other Kentucky colleges?
It ranks #7 of 51 Kentucky colleges we track by payback. Its $53,899 median earnings beat the national median of $43,549, and its $17,988 net price is above the national median of $16,902.