University of Kentucky vs University of Louisville: which has better ROI?
The verdict
University of Kentucky has the better ROI: it clears its 4-year net cost of $75,404 in 7.1 years versus 13 years at University of Louisville, on median earnings of $59,025 vs $53,899 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Kentucky | University of Louisville |
|---|---|---|
| Net price / yr | $18,851 | $17,988 |
| Total net cost | $75,404 | $71,952 |
| Median earnings, 10 yrs | $59,025 | $53,899 |
| Median debt | $22,500 | $20,500 |
| Payback | 7.1 yrs | 13 yrs |
| 20-year net return | $137,896 | $38,828 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.