Umpqua Community College — ROI, Cost & Payback
Umpqua Community College charges a net price of $8,340/yr after aid — a 4-year total of $33,360. Median earnings ten years after entry are $36,676, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Umpqua Community College does not clear its cost — it ranks #32 of 38 Oregon colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $8,340/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $33,360 | our math |
| Median earnings, 10 yrs after entry | $36,676 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$11,684/yr | our math |
| Median debt (completers) | $9,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$267,040 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Umpqua Community College's own numbers. Net price $8,340 × 4 years = $33,360 total. Median earnings $36,676 fall $11,684 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $33,360 bill in about 3.3 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Umpqua Community College students graduate with?
A median $9,000 in federal loans among completers, or 25% of the $36,676 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Umpqua Community College students graduate?
31% finish their degree — 69% leave carrying the cost without the credential. Spread the $33,360 bill across that completion rate and the cohort pays $107,613 per graduate produced — our math, and the figure a payback number never shows.
Is Umpqua Community College expensive compared with other Oregon colleges?
Its $8,340 net price runs $8,600 below the $16,940 median across the 38 Oregon colleges we profile, and $34,400 less across the full degree.