Degree Dividend
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Union University — ROI, Cost & Payback

Private nonprofit · Jackson, TN · 1,607 students

The verdict

Union University charges a net price of $27,171/yr after aid — a 4-year total of $108,684. Graduates earn a median $53,990 ten years after entry, $5,630/yr above the $48,360 high-school baseline, clearing the total in 19.3 years — a 20-year net return of $3,916, a slow but positive payback. (Scorecard, 2026 · our math.)

Share
$27,171
Net price / yr
Scorecard, 2026
$53,990
Median earnings, 10 yrs
Scorecard, 2026
19.3 yrs
Payback
Our math, 2026
60%
Admission rate
Scorecard, 2026
Union University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$27,171/yrScorecard, 2026
Total net cost (4 yrs)$108,684our math
Median earnings, 10 yrs after entry$53,990Scorecard, 2026
Earnings premium over HS baseline$5,630/yrour math
Median debt (completers)$20,714Scorecard, 2026
Payback19.3 yrsour math
20-year net return$3,916our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.