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Southern Adventist University vs Union University: which has better ROI?

Private nonprofit, Collegedale TN · vs · Private nonprofit, Jackson TN

The verdict

Southern Adventist University has the better ROI: it clears its 4-year net cost of $97,380 in 18.2 years versus 19.3 years at Union University, on median earnings of $53,723 vs $53,990 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSouthern Adventist UniversityUnion University
Net price / yr$24,345$27,171
Total net cost$97,380$108,684
Median earnings, 10 yrs$53,723$53,990
Median debt$24,500$20,714
Payback18.2 yrs19.3 yrs
20-year net return$9,880$3,916

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southern Adventist University or Union University?

Southern Adventist University, at $24,345 a year after aid versus $27,171 — a gap of $2,826 a year, or $11,304 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southern Adventist University or Union University graduates earn more?

Union University graduates report a median $53,990 ten years after entry, $267 more than the $53,723 at Southern Adventist University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Southern Adventist University or Union University?

Union University: its completers carry a median $20,714 in federal loans versus $24,500 at Southern Adventist University, a difference of $3,786. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at Union University, against 49% at Southern Adventist University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southern Adventist University vs Union University: frequently asked questions

Is Southern Adventist University or Union University a better value?
Southern Adventist University. It clears its $97,380 net cost in about 18.2 years versus 19.3 years at Union University, on median earnings of $53,723 vs $53,990 ten years out.
Which is cheaper, Southern Adventist University or Union University?
Southern Adventist University: $24,345/yr net price after aid versus $27,171/yr at Union University — a difference of $2,826 a year, or about $11,304 over four years.
Do Southern Adventist University or Union University graduates earn more?
Union University graduates earn a median $53,990 ten years after entry, versus $53,723 at Southern Adventist University — a $267 gap. This blends every major, so a specific field can flip it.