United Talmudical Seminary — ROI, Cost & Payback
United Talmudical Seminary charges a net price of $6,640/yr after aid — a 4-year total of $26,560. Median earnings ten years after entry are $25,113, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, United Talmudical Seminary does not clear its cost — it ranks #189 of 203 New York colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $6,640/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $26,560 | our math |
| Median earnings, 10 yrs after entry | $25,113 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$23,247/yr | our math |
| Median debt (completers) | — | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$491,500 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on United Talmudical Seminary's own numbers. Net price $6,640 × 4 years = $26,560 total. Median earnings $25,113 fall $23,247 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $26,560 bill in about 2.7 years — the gap, not the price, is what blocks payback. Full method.
What share of United Talmudical Seminary students graduate?
58% finish their degree — 42% leave carrying the cost without the credential. Spread the $26,560 bill across that completion rate and the cohort pays $45,793 per graduate produced — our math, and the figure a payback number never shows.
Is United Talmudical Seminary expensive compared with other New York colleges?
Its $6,640 net price runs $12,273 below the $18,913 median across the 203 New York colleges we profile, and $49,092 less across the full degree.