Degree Dividend
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Bard College vs United Talmudical Seminary: which has better ROI?

Private nonprofit, Annandale-On-Hudson NY · vs · Private nonprofit, Brooklyn NY

The verdict

Neither clears its cost on institution-wide earnings, but Bard College comes closer — median earnings $46,543 against a $138,596 total, vs $25,113 at United Talmudical Seminary. (Scorecard, 2026 · our math.)

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Head to head
MeasureBard CollegeUnited Talmudical Seminary
Net price / yr$34,649$6,640
Total net cost$138,596$26,560
Median earnings, 10 yrs$46,543$25,113
Median debt$24,254
Payback
20-year net return-$174,936-$491,500

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Bard College or United Talmudical Seminary?

United Talmudical Seminary, at $6,640 a year after aid versus $34,649 — a gap of $28,009 a year, or $112,036 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Bard College or United Talmudical Seminary graduates earn more?

Bard College graduates report a median $46,543 ten years after entry, $21,430 more than the $25,113 at United Talmudical Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

68% of students finish at Bard College, against 58% at United Talmudical Seminary. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Bard College vs United Talmudical Seminary: frequently asked questions

Is Bard College or United Talmudical Seminary a better value?
Bard College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Bard College or United Talmudical Seminary?
United Talmudical Seminary: $6,640/yr net price after aid versus $34,649/yr at Bard College — a difference of $28,009 a year, or about $112,036 over four years.
Do Bard College or United Talmudical Seminary graduates earn more?
Bard College graduates earn a median $46,543 ten years after entry, versus $25,113 at United Talmudical Seminary — a $21,430 gap. This blends every major, so a specific field can flip it.