University of Miami — ROI, Cost & Payback
University of Miami charges a net price of $37,244/yr after aid — a 4-year total of $148,976. Graduates earn a median $75,328 ten years after entry, $26,968/yr above the $48,360 high-school baseline, clearing the total in 5.5 years — a 20-year net return of $390,384, a solid payback. (Scorecard, 2026 · our math.)
University of Miami's 5.5-year payback ranks #480 of 1,280 US colleges we track — better ROI than 63% of them, and #20 of 166 in Florida.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $37,244/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $148,976 | our math |
| Median earnings, 10 yrs after entry | $75,328 | Scorecard, 2026 |
| Earnings premium over HS baseline | $26,968/yr | our math |
| Median debt (completers) | $17,500 | Scorecard, 2026 |
| Payback | 5.5 yrs | our math |
| 20-year net return | $390,384 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Miami's own numbers. Net price $37,244 × 4 years = $148,976 total. Median earnings $75,328 − the $48,360 high-school baseline = $26,968 a year of premium. $148,976 ÷ $26,968 = 5.5 years to break even; twenty years of that premium minus the cost leaves $390,384. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of Miami students graduate with?
A median $17,500 in federal loans among completers, or 23% of the $75,328 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Miami students graduate?
84% finish their degree. Spread the $148,976 bill across that completion rate and the cohort pays $177,352 per graduate produced — our math, and the figure a payback number never shows.
Is University of Miami expensive compared with other Florida colleges?
Its $37,244 net price runs $17,432 above the $19,812 median across the 166 Florida colleges we profile, or $69,728 more across the full degree.