University of North Florida vs University of Miami: which has better ROI?
University of North Florida has the better ROI: it clears its 4-year net cost of $40,616 in 5.1 years versus 5.5 years at University of Miami, on median earnings of $56,343 vs $75,328 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of North Florida | University of Miami |
|---|---|---|
| Net price / yr | $10,154 | $37,244 |
| Total net cost | $40,616 | $148,976 |
| Median earnings, 10 yrs | $56,343 | $75,328 |
| Median debt | $15,531 | $17,500 |
| Payback | 5.1 yrs | 5.5 yrs |
| 20-year net return | $119,044 | $390,384 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of North Florida or University of Miami?
University of North Florida, at $10,154 a year after aid versus $37,244 — a gap of $27,090 a year, or $108,360 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of North Florida or University of Miami graduates earn more?
University of Miami graduates report a median $75,328 ten years after entry, $18,985 more than the $56,343 at University of North Florida. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of North Florida or University of Miami?
University of North Florida: its completers carry a median $15,531 in federal loans versus $17,500 at University of Miami, a difference of $1,969. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
84% of students finish at University of Miami, against 69% at University of North Florida. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.