University of Minnesota-Rochester — ROI, Cost & Payback
University of Minnesota-Rochester charges a net price of $13,744/yr after aid — a 4-year total of $54,976. Graduates earn a median $69,020 ten years after entry, $20,660/yr above the $48,360 high-school baseline, clearing the total in 2.7 years — a 20-year net return of $358,224, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
University of Minnesota-Rochester's 2.7-year payback ranks #146 of 1,280 US colleges we track — better ROI than 89% of them, and #1 of 68 in Minnesota.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $13,744/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $54,976 | our math |
| Median earnings, 10 yrs after entry | $69,020 | Scorecard, 2026 |
| Earnings premium over HS baseline | $20,660/yr | our math |
| Median debt (completers) | $19,500 | Scorecard, 2026 |
| Payback | 2.7 yrs | our math |
| 20-year net return | $358,224 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Minnesota-Rochester's own numbers. Net price $13,744 × 4 years = $54,976 total. Median earnings $69,020 − the $48,360 high-school baseline = $20,660 a year of premium. $54,976 ÷ $20,660 = 2.7 years to break even; twenty years of that premium minus the cost leaves $358,224. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of Minnesota-Rochester students graduate with?
A median $19,500 in federal loans among completers, or 28% of the $69,020 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Minnesota-Rochester students graduate?
57% finish their degree — 43% leave carrying the cost without the credential. Spread the $54,976 bill across that completion rate and the cohort pays $96,449 per graduate produced — our math, and the figure a payback number never shows.
Is University of Minnesota-Rochester expensive compared with other Minnesota colleges?
Its $13,744 net price runs $3,077 below the $16,821 median across the 68 Minnesota colleges we profile, and $12,306 less across the full degree.