Saint Johns University vs University of Minnesota-Rochester: which has better ROI?
University of Minnesota-Rochester has the better ROI: it clears its 4-year net cost of $54,976 in 2.7 years versus 3.6 years at Saint Johns University, on median earnings of $69,020 vs $76,786 ten years out. (Scorecard, 2026 · our math.)
| Measure | Saint Johns University | University of Minnesota-Rochester |
|---|---|---|
| Net price / yr | $25,672 | $13,744 |
| Total net cost | $102,688 | $54,976 |
| Median earnings, 10 yrs | $76,786 | $69,020 |
| Median debt | $27,000 | $19,500 |
| Payback | 3.6 yrs | 2.7 yrs |
| 20-year net return | $465,832 | $358,224 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Saint Johns University or University of Minnesota-Rochester?
University of Minnesota-Rochester, at $13,744 a year after aid versus $25,672 — a gap of $11,928 a year, or $47,712 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Saint Johns University or University of Minnesota-Rochester graduates earn more?
Saint Johns University graduates report a median $76,786 ten years after entry, $7,766 more than the $69,020 at University of Minnesota-Rochester. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Saint Johns University or University of Minnesota-Rochester?
University of Minnesota-Rochester: its completers carry a median $19,500 in federal loans versus $27,000 at Saint Johns University, a difference of $7,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
75% of students finish at Saint Johns University, against 57% at University of Minnesota-Rochester. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.