University of Puerto Rico-Utuado — ROI, Cost & Payback
University of Puerto Rico-Utuado charges a net price of $13,648/yr after aid — a 2-year total of $27,296. Median earnings ten years after entry are $23,906, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, University of Puerto Rico-Utuado does not clear its cost — it ranks #41 of 71 Puerto Rico colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $13,648/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $27,296 | our math |
| Median earnings, 10 yrs after entry | $23,906 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$24,454/yr | our math |
| Median debt (completers) | $3,500 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$516,376 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Puerto Rico-Utuado's own numbers. Net price $13,648 × 2 years = $27,296 total. Median earnings $23,906 fall $24,454 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $27,296 bill in about 2.7 years — the gap, not the price, is what blocks payback. Full method.
How much debt do University of Puerto Rico-Utuado students graduate with?
A median $3,500 in federal loans among completers, or 15% of the $23,906 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Puerto Rico-Utuado students graduate?
23% finish their degree — 77% leave carrying the cost without the credential. Spread the $27,296 bill across that completion rate and the cohort pays $118,678 per graduate produced — our math, and the figure a payback number never shows.
Is University of Puerto Rico-Utuado expensive compared with other Puerto Rico colleges?
Its $13,648 net price runs $5,883 above the $7,765 median across the 71 Puerto Rico colleges we profile, or $11,766 more across the full degree.