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Albizu University-San Juan vs University of Puerto Rico-Utuado: which has better ROI?

Private nonprofit, San Juan PR · vs · Public, Utuado PR

The verdict

Neither clears its cost on institution-wide earnings, but Albizu University-San Juan comes closer — median earnings $41,544 against a $38,928 total, vs $23,906 at University of Puerto Rico-Utuado. (Scorecard, 2026 · our math.)

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Head to head
MeasureAlbizu University-San JuanUniversity of Puerto Rico-Utuado
Net price / yr$9,732$13,648
Total net cost$38,928$27,296
Median earnings, 10 yrs$41,544$23,906
Median debt$5,500$3,500
Payback
20-year net return-$175,248-$516,376

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Albizu University-San Juan or University of Puerto Rico-Utuado?

Albizu University-San Juan, at $9,732 a year after aid versus $13,648 — a gap of $3,916 a year, or $11,632 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Albizu University-San Juan or University of Puerto Rico-Utuado graduates earn more?

Albizu University-San Juan graduates report a median $41,544 ten years after entry, $17,638 more than the $23,906 at University of Puerto Rico-Utuado. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Albizu University-San Juan or University of Puerto Rico-Utuado?

University of Puerto Rico-Utuado: its completers carry a median $3,500 in federal loans versus $5,500 at Albizu University-San Juan, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

67% of students finish at Albizu University-San Juan, against 23% at University of Puerto Rico-Utuado. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Albizu University-San Juan vs University of Puerto Rico-Utuado: frequently asked questions

Is Albizu University-San Juan or University of Puerto Rico-Utuado a better value?
Albizu University-San Juan comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Albizu University-San Juan or University of Puerto Rico-Utuado?
Albizu University-San Juan: $9,732/yr net price after aid versus $13,648/yr at University of Puerto Rico-Utuado — a difference of $3,916 a year, or about $11,632 over four years.
Do Albizu University-San Juan or University of Puerto Rico-Utuado graduates earn more?
Albizu University-San Juan graduates earn a median $41,544 ten years after entry, versus $23,906 at University of Puerto Rico-Utuado — a $17,638 gap. This blends every major, so a specific field can flip it.