University of Saint Joseph — ROI, Cost & Payback
University of Saint Joseph charges a net price of $27,989/yr after aid — a 4-year total of $111,956. Graduates earn a median $59,908 ten years after entry, $11,548/yr above the $48,360 high-school baseline, clearing the total in 9.7 years — a 20-year net return of $119,004, a solid payback. (Scorecard, 2026 · our math.)
University of Saint Joseph's 9.7-year payback ranks #780 of 1,280 US colleges we track — better ROI than 39% of them, and #17 of 36 in Connecticut.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $27,989/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $111,956 | our math |
| Median earnings, 10 yrs after entry | $59,908 | Scorecard, 2026 |
| Earnings premium over HS baseline | $11,548/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 9.7 yrs | our math |
| 20-year net return | $119,004 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of Saint Joseph's own numbers. Net price $27,989 × 4 years = $111,956 total. Median earnings $59,908 − the $48,360 high-school baseline = $11,548 a year of premium. $111,956 ÷ $11,548 = 9.7 years to break even; twenty years of that premium minus the cost leaves $119,004. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of Saint Joseph students graduate with?
A median $27,000 in federal loans among completers, or 45% of the $59,908 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of Saint Joseph students graduate?
64% finish their degree — 36% leave carrying the cost without the credential. Spread the $111,956 bill across that completion rate and the cohort pays $174,931 per graduate produced — our math, and the figure a payback number never shows.
Is University of Saint Joseph expensive compared with other Connecticut colleges?
Its $27,989 net price runs $1,938 above the $26,052 median across the 36 Connecticut colleges we profile, or $7,750 more across the full degree.