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University of Hartford vs University of Saint Joseph: which has better ROI?

Private nonprofit, West Hartford CT · vs · Private nonprofit, West Hartford CT

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

University of Hartford has the better ROI: it clears its 4-year net cost of $121,128 in 9.7 years versus 9.7 years at University of Saint Joseph, on median earnings of $60,823 vs $59,908 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of HartfordUniversity of Saint Joseph
Net price / yr$30,282$27,989
Total net cost$121,128$111,956
Median earnings, 10 yrs$60,823$59,908
Median debt$27,000$27,000
Payback9.7 yrs9.7 yrs
20-year net return$128,132$119,004

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Hartford or University of Saint Joseph?

University of Saint Joseph, at $27,989 a year after aid versus $30,282 — a gap of $2,293 a year, or $9,172 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Hartford or University of Saint Joseph graduates earn more?

University of Hartford graduates report a median $60,823 ten years after entry, $915 more than the $59,908 at University of Saint Joseph. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Hartford or University of Saint Joseph?

Completers at both borrow a median $27,000, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.

Which graduates more of its students?

64% of students finish at University of Saint Joseph, against 54% at University of Hartford. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Hartford vs University of Saint Joseph: frequently asked questions

Is University of Hartford or University of Saint Joseph a better value?
University of Hartford. It clears its $121,128 net cost in about 9.7 years versus 9.7 years at University of Saint Joseph, on median earnings of $60,823 vs $59,908 ten years out.
Which is cheaper, University of Hartford or University of Saint Joseph?
University of Saint Joseph: $27,989/yr net price after aid versus $30,282/yr at University of Hartford — a difference of $2,293 a year, or about $9,172 over four years.
Do University of Hartford or University of Saint Joseph graduates earn more?
University of Hartford graduates earn a median $60,823 ten years after entry, versus $59,908 at University of Saint Joseph — a $915 gap. This blends every major, so a specific field can flip it.