University of St Thomas — ROI, Cost & Payback
University of St Thomas charges a net price of $19,359/yr after aid — a 4-year total of $77,436. Graduates earn a median $59,224 ten years after entry, $10,864/yr above the $48,360 high-school baseline, clearing the total in 7.1 years — a 20-year net return of $139,844, a solid payback. (Scorecard, 2026 · our math.)
University of St Thomas's 7.1-year payback ranks #627 of 1,280 US colleges we track — better ROI than 51% of them, and #25 of 213 in Texas.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $19,359/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $77,436 | our math |
| Median earnings, 10 yrs after entry | $59,224 | Scorecard, 2026 |
| Earnings premium over HS baseline | $10,864/yr | our math |
| Median debt (completers) | $19,928 | Scorecard, 2026 |
| Payback | 7.1 yrs | our math |
| 20-year net return | $139,844 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of St Thomas's own numbers. Net price $19,359 × 4 years = $77,436 total. Median earnings $59,224 − the $48,360 high-school baseline = $10,864 a year of premium. $77,436 ÷ $10,864 = 7.1 years to break even; twenty years of that premium minus the cost leaves $139,844. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of St Thomas students graduate with?
A median $19,928 in federal loans among completers, or 34% of the $59,224 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of St Thomas students graduate?
69% finish their degree — 31% leave carrying the cost without the credential. Spread the $77,436 bill across that completion rate and the cohort pays $112,226 per graduate produced — our math, and the figure a payback number never shows.
Is University of St Thomas expensive compared with other Texas colleges?
Its $19,359 net price runs $0 above the $19,359 median across the 213 Texas colleges we profile, or $0 more across the full degree.